Financing Calculator

Estimate your loan repayments and borrowing capacity as a foreign buyer in Adelaide

Calculator Inputs

$100K$2M
5%100%
2%10%
5 years40 years
$50K$500K
$0$10K/month

Monthly Payment

$2,528

Loan Amount

$400,000

Total Interest

$510,178

Affordability

excellent

Loan Breakdown

Deposit

$100,000

LVR

80.0%

Debt-to-Income

20.2%

Max Borrowing

$400,000

Costs0150000300000450000600000
  • Principal
  • Interest

Foreign Buyer Information

  • ✓ Maximum LVR for foreign buyers: 80% (shown above)
  • ✓ Minimum deposit requirement: 20% of property price
  • ✓ Maximum debt-to-income ratio: 43% of gross monthly income
  • ✓ Interest rates may be 0.5-1% higher than Australian residents
  • ✓ FIRB approval required for purchases over $10 million
  • ✓ Stamp duty and legal fees not included in this calculation